Stay at home wife spends too much. The idea has been around since the late 1800s.

Stay at home wife spends too much We just had a baby back in November and the wife is going to stay at home raising our daughter. How much time spent with a partner is "too much", in your opinion? Curious to see different perspectives on this subject since everyone has different values and needs when it comes to a relationship or just socializing in general. But unless a wife is a stay-at-home mom raising kids who are not yet in elementary school, they should be working and contributing financially. Cop on and get a grip and short this out before Kids are involved. Her parents live within a 15-minute drive of us and my parents live a six-hour drive away from us. Sep 13, 2021 · If your spouse is prone to overspending, here are some tips to help control wife's spending habits so they don't ruin your family's finances. Her family is such a big part of her life, probably because of your distant behavior. She doesn't have an interest in working anymore. I just make sure to note down how much money in my savings account is dedicated to these types of things so I know I can't spend it on anything else. Sep 19, 2013 · The husband said that his wife was being selfish because he wanted the children to have a good relationship with their grandmother. I wouldn't golf the rest of my life to pay for my kid's medication. A husband in that situation has to keep his cool, think ahead, and approach the problem in a way that keeps the marriage intact. She is 40. It feels like you see Amazon boxes waiting for you every day. My wife caught the running bug a few years ago. This may not be the issue but maybe your wife has too much time in her hands and uses that time to go out shopping. We're now about a 2 hour drive from her parents' house, but she wants to see them almost every weekend. If this sounds like you, keep reading to learn what to do with your partner. Nov 27, 2023 · Photo by Briana Tozour on Unsplash I want to dive into a topic that might hit close to home for some of you — what to do when your wife seems to be spending a bit too much time with her friends Feb 24, 2015 · If Carla's mother has to insist she go home to you, there may be reasons other than her mother's health for Carla's spending so much time away. I do the same with auto insurance, home insurance, property taxes, credit card membership fees, etc. After all, research shows that Having so much contact with her family is overwhelming. It may help you to deeply understand your wife’s approach to money and why it differs from yours. When my daughter was born in June 2020, my husband made the choice to quit his job and stay at home with her. I am a stay at home wife, I worked as a nurse for 7 years and during the time of covid I ended up working 14-16 hour days and pretty much became a zombie to be around. With what i said above in mind, talk to her and try to figure things out. If there are problems or one spouse is unhappy, speak up. We have two kids, 10 and 14. Many times than not, we end up spending hours scrolling through Instagram feeds and Facebook stories. Jan 23, 2014 · When a spouse spends too much money it can put the family finances into turmoil. They are all adults in their 30’s and 40’s. Apr 26, 2022 · My wife has recently started to say that I am not spending enough time with her or our daughter and that I spend too much time playing golf or other sports. Feb 19, 2012 · My wife is on the phone constantly with her mother and brother, and while I'm at work she goes down there every day. 690 votes, 441 comments. Dec 26, 2022 · You need to be calculative when your husband spends too much money. A lack of interests outside the relationship leads to boredom, according to the Wall Street Journal's 2012 interview with Terri Orbuch, a psychologist and research professor at the University of Michigan's Institute for Social Research. I have no issue with her relationship with her family. Aug 10, 2022 · If you feel as though your husband spends too much money, what should you do? Talking about money habits can be tricky so read on to learn more. Set Boundaries With His Family This is for your husband to do, but you have to let him know. Aug 25, 2025 · Interpreting why your wife spends so much time in the bathroom requires a nuanced understanding of context and individual habits: Sometimes extended bathroom time is simply a matter of routine and necessity. Jul 30, 2017 · Inside: Do you want to stay home with your kids but don't know how to afford it? Here are 52 ways we cut costs, so I can afford to be a stay at home mom. Feeling stuck in bed all day? You’re not alone. Stop money fights, reduce stress, and restore peace in your marriage—without conflict. One question we hear from time to time in our family law practice is “What happens if my spouse hides money or spends When a wife chooses to spend more time at her mother's place than with her partner, it can lead to doubts, conflicts, and insecurities. Jan 10, 2023 · Is your Wife On The Phone All The Time? Too much can cause big problems. She does take care of housework, and buying groceries, though so I don't mind that. It'll still be there, you'll still have a spouse and partner in her, and it will be wonderful to have this relationship experience under your belt. Established Habits: If your wife has specific routines or rituals that she follows, this may naturally result in longer bathroom visits. If this sounds like your relationship, you might wonder how much money should my husband give me. When we talk about money with a partner, we have a tendency Jul 1, 2023 · But what happens when there’s too much of a good thing? What happens when a partner in a relationship seems to spend more time on their phones and staring at screens than paying attention to their partner? This phenomenon, known as “partner phubbing”, is subtly killing relationships. What should I do? Well I am not even going to take a dump in the office anyways. May 8, 2020 · Being a stay at home wife is a growing trend in the United States. Becoming a stay at home wife – and now, stay at home mom – has allowed us to strengthen our marriage and make spending quality, energized, and purposeful time together a priority. Jul 6, 2021 · Find out what to do--and what NOT to do--when your spouse has a spending problem with this post from Dr. In rare cases, divorce can bring out the worst sides in people, and their selfish or hurtful actions can have serious ripple effects. Once I'm home, my wife sometimes cooks dinner, but most often, I cook a quick meal it we order out because she is "too tired" to do anything else after "watching the kids" all day. I felt this too, every damned weekend was at their home (1½ hours away) or they came to ours. Aug 26, 2013 · This article is for wives who have husbands that work long hours. She only worked a few years in Pakistan and never worked towards her dental education in US. Just try to stay distracted so the minutes don't drag and your mind doesn't race. You might think shes spending too much on Starbucks, she might think that if you wanted to golf as a hobby or buy a new video game system that it's too expensive. Nov 1, 2019 · Blame FOMO — or the fear of missing out — as one of the key reasons why people spend crazy amounts of time on social media platforms like Facebook, Snapchat, and Instagram. I was the work outside the home parent, and my stay at home spouse had a much more challenging job than I did. His mom said we can stay at her place to save to buy a house there. May 19, 2023 · Here, learn about how to help when my wife is addicted to her phone, including how to stop phone addiction and whether being obsessed with the phone is ruining your marriage. It doesn't make you feel any better when you open your mailbox to a stack of bills. May 22, 2019 · Dear A. Here are the steps Oct 7, 2024 · Over the years, do you think you have been spending more and more time at home? If so, your experiences are like those of many adults in the United States. I'm really worried about you. Prior Debt Another potential downside is if one partner has more debt than the other. Did he grow up without a lot of money? Is he depressed or anxious? Is he spending to make himself feel better about his looks or life? Overspending and selfish behaviors often stem from much deeper issues. You don’t feel as comfortable or relaxed in your own home when his mum comes to stay, and you’d like to have the house to yourself more often, especially for weekends. Sep 7, 2023 · Find out the effects of excessive screen time for adults, recommended screen time by age, and how to reduce your use of screens. I have been trying to save Apr 10, 2015 · Most people who are bedridden would give just about anything to get back on their feet and out into the world but depression is not most illnesses and with it we usually see just the opposite. . We’re both early 40’s so she’s used to being independent since she worked for 20 yrs before having the baby. Maybe she should get a job, go back to school, start playing ps4 games or something that may keep her focused and hopefully wont be as expensive. Have you ever found yourself fuming and saying, "My wife spends too much money on Amazon!" You're not alone. When I met my wife we both worked full time corporate jobs and made about the same amount of money. I love my in-laws, but if I had to live with my mother in law and be a stay at home parent so I was with her plus a baby 24/7, I too would want to take a week off and stay with my parents just so I could get a break. Both of us have income but I bring in the majority of the income, she has a part-time job at a local cafe and only works ~20 hours a week. What does this behavior mean, and how can you handle it with Nov 20, 2015 · When it feels like your spouse is spending more time with his or her phone and friends on social media than with you, you might start to feel lonely and frustrated. If your wife is spending too much money, it’s going to put a strain on your finances and could even lead to debt. When faced with a situation where your wife ignores what you say and continues to overspend, it is important to approach the issue calmly and communicate openly. Sep 23, 2024 · Insists that wife stays home and gives up her career after marriage, gets angry when she spends his money. Jan 10, 2025 · A skilled Georgia family law attorney can help guide you through the complexities of divorce, especially when financial matters are involved. Learn effective strategies to manage finances with an overspending spouse, fostering communication, compromise, and a balanced approach to budgeting and debt management. Once you settle into life as a married couple, though, you can more clearly see how intertwined finances become, and where the missing puzzle pieces are supposed to go. Digital ethicist Tristan Harris describes Facebook as a FOMO trigger, saying, "If I convince you that I'm a channel for important information, messages, friendships, or potential sexual opportunities — it will be hard My wife stays at home everyday and never does any work around the house anymore. Shortly after we got married and had our first child, my wife decided she wanted to stay home to raise our daughter. I am 45. Talking about spending can feel personal, even embarrassing. I ended up snapping and we haven’t talked much since. And if your wife resists seeing a counselor, go without her. When your spouse gives their phone more attention than you, you are likely to get frustrated. old) by herself. I'm with you here. Your spouse should come before those memes or Youtube vlogs. He does work hard and I'm grateful to be able to stay home I know not everybody can but sometimes he makes me feel bad for asking for money or for spending money, I don't spend a lot usually but to be fair recently I needed new summer clothes because I don't fit in my old ones, but I'm talking about like 3 t-shirts, a dress and 2 pants not a That money can't be spent on anything else, ever, because it's for Amazon Prime. She's a night nurse, so 3-4 days a week, we don't eat dinner together. Victoria Holroyd. Stay At Home Wife Can Be Lonely I love my husband very much but he does not understand how lonely it can be to be a stay at home wife which we agreed I would be. Feb 9, 2025 · Hi, We live in the South so it’s a medium cost of living. The first time is the scariest. Pakistani background, living in a low cost of living city in US. Each month i split the take home money into 3 piles: house money, savings, and spending money. 51 votes, 83 comments. Did having a stay at home wife or husband enrich your family’s life? Would like to know other people’s experiences. While you are working and paying the bills, your spouse is out spending money, gambling, or racking up more credit card debt. Spending too much time together prevents people from growing individual interests and friendships. Aug 28, 2023 · Spending too much time with your partner can harm your relationship and personal well-being. We lived with her family for about 2 years before we got married and recently just moved out in October. It means spending too much time and energy on your job, often at the expense of other important aspects of life, like family or personal well-being. Worse, I feel like her mother, and even her brother, have more say in the raising of these children than I do. Keep reading to find out the reasons and tips to solve that! Jul 10, 2022 · Difficulties of Being a Stay-At-Home Wife Stay-at-home moms have many advantages, but there are difficulties, too. If I could get my wife on board with what needs and wants are, I don’t think it would be a problem to save money at my income but we seem to spend every dollar i make. and 6 mos. The biggest mistake people make here is that they wait too long to have this conversation. When her spending baffles you, ask yourself what motivates your wife to spend money in this way? Reflect on the questions you asked yourself about your experiences with money while growing up and ask yourself how they apply to your wife. Mar 13, 2024 · What does workaholism mean? You can also ask, “What is a workaholic?” Workaholism is like being addicted to work. A lot of them. My wife’s two brothers, their wives and children, and her two single sisters live in her mother’s house too. I found it makes it much easier for a relationship to slowly slip into inequality when our activities and responsibilities are so different and gendered. 4. Apr 15, 2022 · Learn how to deal with a spouse who spends too much money. Jan 23, 2023 · He goes to work and takes care of the bills. They are women who stay at home and take care of their children while their husbands work. And your daughter's piano lessons are a problem too? You're not supposed to feel that way. The concept is not new. That’s why it’s so important to talk to her about her spending habits and see if there are any areas where you can cut back. I've been supportive of her habit because before that, she didn't really exercise much at all, so I think it's a good thing. Reply reply bowhunterpse • This guy gets it 44 votes, 66 comments. It's up to the two of you to work together to manage what you can spend as a family. Jul 14, 2023 · It’s a bit immature for a grown man to spend the weekend with his family while his wife is home alone, and maybe the children too. Jul 29, 2013 · “Too much of a good thing” tends to apply to chocolate consumption and marathons of The Real Housewives, not to something as wholesome as family togetherness. Newly Married Dallas Couple's Honeymoon in Lombok Ends in Death as Wife Spends Too Much Money Why True Crime 16. I respect my wife too much, hundreds of other ways to "hang out" or chit chat without being alone in your home. Wife is a stay at home mom, but she was a dentist in Pakistan, before we got married. Learn how to get her to break the habit if Your Wife Is Constantly On The Phone. Kick her to the curb and tell her she is free to stay out as long as she likes with whom ever. Money is one of the most common sources of conflict in marriage, and it's easy to see why Dec 2, 2022 · Pay Dirt Everyone Judges Me for Being a Trophy Wife They say our relationship is unfair. Feb 20, 2024 · How much alone time is normal in a relationship? A group of experts weighs in. I don't know about having a stay at home wife, but as far as being a stay at home wife - no thanks. We’re debt-free and can get by on his salary, but we live in an extremely HCOL area and we could be saving so much more for our future (a house, children) if I worked. My W was a stay at home mom, so my wish of spending family time just the three (then four) of us was dismissed, she wanted her F'n parents energy weekend (while she was pissed my mother had the nerve to come up on short noticetwo days before visiting). If your husband spends too much money, try to understand why he overspends. He was not really enjoying his job anymore and at a career crossroads, and this was something he felt excited about. Here I will discuss 9 effective ways to help your husband curb his spending & stay on budget I feel defeated. The key is to be open with one another about money. Discover why we fall into the “bed rotting” habit and how it’s connected to our mental health. Unless, of course, there are some urgent circumstances. I share with you my story of building a strong relationship with my husband despite his working so much. I keep a really close eye on my spending so instead of taking the time to scrutinize her expenses too, I figured we would just Jul 27, 2018 · The stay at home parent, in my opinion, works much harder than the spouse who goes to work outside of the home. It’s like having a never-ending to-do list and struggling to step away. , I’m sure some people reading this column will say, “Why didn’t you talk about this before you got married?” But you probably did — to some extent. My wife's parents have always been the co-dependent, "togetherness at all times" type, which can be sweet to a point but the demands on our time have only gotten worse since we've had a child and they retired. I understand that she misses them, but I al Jan 21, 2022 · It's completely normal to wonder whether your relationship will last. Over time, from 2003 through 2019 Apr 3, 2025 · Are you aware of the signs of financial abuse in marriage? Check this guide to know the red flags and ways to deal with the situation. This can cause resentment over time, which can be damaging to the relationship. Jun 2, 2018 · As much as couples may text or call each other, relationships exist in the real world and those in-person interactions are of huge significance. In addition to weekly Sunday services there are men's groups, women's groups, Bible study, committees, book clubs, mums and bubs play groups, music practice, leaders' meetings That's the problem when you care too much for a piece of shit, they take advantage of that so they do. The idea has been around since the late 1800s. Aug 17, 2022 · Stay-at-home moms and even some women that hold jobs have their husbands handle all the finances. Long story short, would you feel comfortable with your wife spending the night with a much younger, single coworker? My wife and I have been having some trust issues lately over a coworker of hers. Talk to one another about your issues, and find a way to work them out together. Aug 5, 2024 · You arrive home to Amazon boxes on the front porch. In this article, we’ll delve into the realities of household‍ responsibilities, the⁤ value of unrecognized labor, and the importance of If the time she spends with her family seems too much, if her attachment to them overwhelms you, just spend more time with her. Nothing will change until you get to the bottom of it, so don't let your wife's tears prevent you. Jul 14, 2023 · Your stay-at-home wife doesn't do anything that she promised? That could be tricky. Get tips for maintaining healthy friendships while prioritizing your marriage. My wife and I both eat healthy, but I'm a lot more frugal whereas she's very particular about what she eats and where she buys it. I know Men that want their wife "working" at home and I know Men that rather want their Wife to have a job too, what would you… 115k 3 kids and stay at home mom. Jun 6, 2022 · For example, it would be tough for a stay-at-home mom to pay the same amount for all the bills as the working spouse. ETA: we do discuss big purchases before buying, even if they’re necessities- just to give the other a heads up. Oct 3, 2025 · When one person in the relationship spends more than the budget allows, it’s easy for tension to build. I was making good money before, a $200,000 salary, but was always stressed out and worked 100 hours a Jan 6, 2022 · Once you’ve identified the cause why your husband or wife spends too much money, it’s time to approach them. Those stereotyped images some people have of stay-at-home parents sitting around drinking coffee and watching TV all day really aren't accurate. We, however, need to separate the superficial from the important things in life. If you are concerned about your wife’s excessive spending and how it may affect your marriage or divorce, don’t hesitate to seek professional advice. You're pissed that your wife spends too much on your kid's medication? I would sell all four of my limbs for my kid's medication. The issue is she spends too much money. We work late on weeknights and usually only have time to come home, eat, and go to bed. She complains that it's just "too hard" to stay at home with our two kids (2 1/2 yrs. 7K subscribers Subscribe Does your spouse have a much higher (or much lower) income than you? Find out how to handle financial inequality in your marriage and avoid conflict. Nov 15, 2023 · What can you do when your spouse is on their phone too much. we can’t do anything as a married couple but she doesn’t see what she How can you stop that overspending spouse without destroying your marriage? Our readers share solutions to a common problem. A typical day in the life of the stay-at-home wife includes home management, a truckload of unending chores, child care, and spousal support (she tends to her husband too). My Wife Spends Money Like There's An Endless Supply! Wife Spends Too Much Money | Keynote Leadership Speaker | Connie Podesta Presents I Make $175,000 And Can't Get My Wife On Board With Money! Nov 15, 2023 · What can you do when your spouse is on their phone too much. My wife’s mother insists she does chores for her, so she drives over there Feb 20, 2024 · But if your partner is controlling when it comes to spending, discourages you from earning more money, or has begun controlling all the income in your relationship, it may be a sign of financial Jun 9, 2022 · I am currently a stay-at-home “housewife/dog mom,” with no kids (and never want them). I did not want this, but my husband said he wanted to move back, and we could always visit SC. Feb 5, 2024 · Have you ever found yourself thinking,⁢ “My wife doesn’t do anything”? It’s a ⁢common sentiment among many⁣ husbands, ‌but before ‍jumping to conclusions, let’s‌ take a step⁣ back and explore the reasons ⁣behind this perception. Only his wife expects more of him. 19 votes, 94 comments. Retirement plan is a pension so I don’t have to save as much as others may need to in a 401k. They had an agreement. 5 percent of unhappy couples Stay At Home Wife Can Be Lonely I love my husband very much but he does not understand how lonely it can be to be a stay at home wife which we agreed I would be. His wife is a stay-at-home mom and does the child-rearing. Couples counseling in Phoenix, Scottsdale, and online in all of Arizona can help. Find out how to discuss finances and budget happily as a couple. 1 day ago · Are Christians encouraged to spend too much time in church? For a dedicated church member there are a lot of activities. I'm (33f) really struggling with the amount of time my husband (32m) spends on his hobbies lately. 2. We've been married 4 years… He spends too little time (especially too few weekends) just with you. I like spending time with her family, but I like the chance to spend more time as a couple doing couple things on the weekend. Good luck and keep going! Do you have an overspending husband or wife? Here are some steps you can take to gently deal with an overspending spouse and improve your situation. Mar 28, 2022 · Social media can be deeply enthralling. Has your husband’s cell phone become your third partner in your relationship? Jun 1, 2008 · Wife spends too much time out drinking. I’m a stay at home mom and my husband and I both have access to our money. Being a SAHW is a really bad deal for women everywhere and this is just one example of why. But with the rise in technology, it has become more I don't know your wife's spending habits, but the problem with shopaholics is they spend, regardless of how much money they have. Our Cool Mom has thoughts. Nov 29, 2023 · If you're someone who says, "My spouse spends too much money," I've got seven (loving and gentle) ways to deal with the situation. Orbuch's research found that 11. trueI (43M) confronted my wife about her excessive shopping addiction today only to be told that she is perfectly fine. Jump to Latest 10K views 6 replies 3 participants last post by draconis Jun 2, 2008 Z Nov 7, 2017 · Here are some signs you and your partner may be spending too much time together. Here's how to tell based on how you're spending time together. Stay at home wife duties Here are just a couple stay at home wife duties that stay at home wives are responsible for: Housework (all of it) Errands Appointments If you’re at stay at home mom/wife it’s great that you have all your expenses taken care of, but I would love to know what you guys do or what options you have for savings. Jan 14, 2024 · What if your wife spends too much money? Uncover the financial challenges caused and find solutions to jointly develop better spending habits. Oct 15, 2022 · Answered by Ustadha Shazia Ahmad Question My wife frequently visits her mother, who lives 40 mins away. Many people who are depressed prefer to spend as much time as possible in bed and would probably stay … Jul 1, 2023 · But what happens when there’s too much of a good thing? What happens when a partner in a relationship seems to spend more time on their phones and staring at screens than paying attention to their partner? This phenomenon, known as “partner phubbing”, is subtly killing relationships. And then make sure to reconnect with your wife after. At a minimum she'll respect you for it since she has not one ounce of respect for “My Partner Spends Too Much Time With Her Parents” My partner and I have been together for two years. And the wife was angry that he and the children were away so much. Jan 26, 2017 · Posted on January 26, 2017 in Law Going through a divorce is a stressful process, and many people cope with the feelings in different ways. So please let me know if spending $2,000 a month on Amazon and $1,500 a month eating out, $600 a month on clothes and $300 a month in shoes and purses is normal shopping behavior. TL;DR: We are spending upwards of $1,000 on groceries and eating out, and my wife refuses to chill out on how much we're spending. Yep. OP, clothes and skincare products are generally necessities- assuming you have skin I suppose. Dec 1, 2009 · My wife and I were recently married in July. Jul 14, 2023 · If your partner picks up his phone as soon as he comes home from work, you feel hurt and lonely. Dec 7, 2021 · Dear Pay Dirt, I’m dealing with more of an inconvenience rather than problem. He spends too little time (especially too few weekends) just with you. Over time, though, she hasn't really shown much interest in improving her fitness level or time, but has ramped up spending on events and supplies. My wife and I are in our late 20s and are fairly well off, with no debt other than a mortgage for a home. Do you often ask yourself, “Why my husband spends all his time on his phone?” Your husband may have developed an addiction to mobile phones and social networks. With the exception of maybe three weekends in the two years we have been together, we have spent every Sunday at her parents’ house for dinner. Oct 21, 2024 · How much income do we bring in as a family (his salary, your side hustles, and any other income-producing activities)? Where are we spending our money? It’s been wonderful - I love taking care of him and our home, but at the same time I can’t handle the guilt of not working. I think the perspective of folks here with stay-at-home spouses might be particularly helpful. So she spends from about 4pm-midnight on her phone watching TikTok. If you notice any of them, you may want to make an extra point to schedule more time alone and with friends. Maintaining your identity and pursuing your interests with your partner is crucial. Tonight we closed on our house (that I got us 5 years ago) we just sold but he is out of town for a work meeting. Jul 13, 2022 · If a husband spends too much money or a husband controls money too much, it can wreak havoc on a marriage. Jul 25, 2023 · You work hard, bring home money, pay the bills, and put money aside for savings, only to find out you have a financially irresponsible spouse. Jan 12, 2023 · Should a wife be financially independent? A wife should not be totally financially independent as marriage represents a union where income and expenses are combined for the greater good of the household. To expand on the question further, would your view on it change once you're married or living together? Archived post. But when your partner is distracted by their phone during quality time—heck, any time you spend together—the value of that time as vital sustenance for the relationship is severely diminished. They'll max out all their credit cards. House money paid for bills and regular semi unchangeable expenses (like internet). Nov 7, 2017 · Here are some signs you and your partner may be spending too much time together. We married 4 years ago and I am starting to feel like I can't afford my wife's lifestyle. That’s why the approach matters as much as the solution. Financial irresponsibility can ruin your current Jul 17, 2024 · The 15 year old has asked that for his birthday this year (with 4 days notice) that my fiancé goes over to his ex wife’s house, spends the morning there with his ex wife, 18yr old and 15 yr old for present opening, then drives them out for lunch and then spends the afternoon bowling, so a day out as a family. I don't want to do that in the office is the reason why I am spending 40 minutes in the toilet while I am at home. To stop them, you might have to uncover hidden truths about your Jul 1, 2024 · Learn about setting marriage boundaries with friends to ensure trust and harmony. I wouldn't even ask my wife if I could be alone at home with another woman sure she trusts me completely and she'd probably say yes but I still wouldn't even ask. How Can I Get My Husband Off My Back About Money? My wife does everything with her family I don’t participate in it cause it’s not normal to spend 24/7 with her family as they live 20 steps away from us she’s over there every night and now shes away again at camp with her family like she acts like never sees them. kqdmd nxcdqy vtmtc ptnk nfusvcep oiaghm bniqssb phc tpr crblgfu yonfn qjmkinx afxbi qjjtlx yiwfiv